Sunday has brought significant relief and happiness for more than two lakh families in Uttar Pradesh. These families are beneficiaries of the Pradhan Mantri Awas Yojana Urban 2.0. Chief Minister Yogi Adityanath will digitally transfer the first installment into beneficiary accounts. Each eligible family will receive one lakh rupees as the initial housing grant.
The digital transfer will take place from Indira Gandhi Pratishthan in Lucknow. The event is being organized at the state level with official participation. Beneficiaries, public representatives, and senior officials will attend the program. The ceremony will also be broadcast locally at Kalyan Singh Habitat Center.
First Installment Transferred Through Digital Mode
The transfer of funds marks the first installment under PMAY Urban 2.0. Chief Minister Yogi Adityanath will directly credit the amount into beneficiary bank accounts. Officials said the digital process ensures transparency and faster delivery of benefits. The initiative aims to support urban families in building permanent homes.
Under this phase, each selected beneficiary is receiving one lakh rupees. The amount will help families begin construction or complete housing work. The government believes timely financial support reduces delays in housing projects. Beneficiaries have welcomed the move as a major relief.
PMAY Urban 2.0 Focuses on Housing for Urban Poor
The Pradhan Mantri Awas Yojana was launched in 2014 by the central government. The objective was to provide a permanent house to every homeless family. The scheme covers both rural and urban areas across the country. In urban regions, the responsibility lies with District Urban Development Agencies.
PMAY Urban focuses on economically weaker sections and low-income groups. Financial assistance is provided directly to eligible beneficiaries. The scheme supports house construction, purchase, and enhancement. Urban housing remains a major priority for both state and central governments.
Role of Urban Development Agencies in Implementation
In Uttar Pradesh, the scheme is implemented through urban local bodies. District Urban Development Agencies coordinate beneficiary selection and verification. Funds for housing construction are released in stages. The first installment helps beneficiaries initiate construction.
Officials said the monitoring process has been strengthened. Digital platforms track fund transfers and construction progress. This reduces misuse and improves accountability. Authorities also ensure that funds reach genuine beneficiaries only.
Second Phase Launched After Incomplete First Target
Initially, the government aimed to provide housing to all homeless families by 2024. However, the target could not be fully achieved. Due to pending applications and verification delays, many families remained uncovered. The government then decided to launch the second phase of the scheme.
PMAY Urban 2.0 was introduced to cover remaining eligible families. Online applications for the new phase began in February last year. Since then, a large number of applications have been received. The verification process is currently underway at multiple levels.
Thousands of Applications Under Verification Process
Officials said around 35,000 applications have been received so far. Out of these, nearly 20,000 applications have been verified. Verification includes income checks, housing status, and document validation. The process is being carried out carefully to avoid errors.
The remaining applications are at different stages of scrutiny. Authorities expect the verification process to conclude soon. Eligible applicants will receive benefits in upcoming installments. The government aims to speed up approvals without compromising accuracy.
Aligarh District Also to Benefit From the Scheme
Aligarh district is among the regions receiving benefits under PMAY Urban 2.0. According to officials, 5,382 beneficiaries from Aligarh will receive housing assistance. The district administration has made arrangements for local participation in the program.
The state-level event in Lucknow will be broadcast at the Kalyan Singh Habitat Center. Beneficiaries from Aligarh will attend the local program. Officials said this ensures wider participation without travel difficulties.
Chief Minister to Interact With Selected Beneficiaries
During the program, the Chief Minister will interact directly with selected beneficiaries. This interaction will include beneficiaries from different districts. One beneficiary from Aligarh may also be selected for the interaction.
The district administration has forwarded names of five to six beneficiaries. These names were sent after internal review and eligibility checks. One beneficiary will be chosen for live interaction during the event. Officials believe this interaction motivates other beneficiaries.
Housing Grant Seen as Major Support for Families
Beneficiaries have described the housing grant as timely assistance. Rising construction costs have made housing difficult for low-income families. The one lakh rupee installment provides crucial financial support. Families can now plan construction with greater confidence.
Officials said further installments will be released based on construction progress. Regular inspections will ensure proper utilization of funds. The government aims to complete housing projects within defined timelines.
Digital Transfers Strengthen Transparency
The use of digital transfers ensures funds reach beneficiaries directly. This reduces dependence on intermediaries. It also minimizes chances of delays or corruption. Beneficiaries receive instant confirmation of credited amounts.
The state government has emphasized digital governance across welfare schemes. Officials believe technology improves efficiency and trust. PMAY Urban 2.0 is being monitored through online dashboards.
Government Reaffirms Commitment to Housing for All
The Uttar Pradesh government has reiterated its commitment to housing for all. Officials said housing is a basic need and a key development indicator. The government plans to expand coverage further in coming years.
Urban housing demand continues to grow due to migration and population increase. The state aims to address this challenge through sustained policy efforts. PMAY Urban 2.0 remains a central pillar of this strategy.
Beneficiaries Hope for Timely Completion
Beneficiaries expressed hope that remaining installments will be released on time. Many families have already prepared construction plans. Local administrations are assisting beneficiaries with documentation and technical guidance.
Officials said support systems will remain active until completion. The government aims to ensure that every sanctioned house is completed. The success of PMAY Urban 2.0 will depend on effective coordination at all levels.
A Step Toward Inclusive Urban Development
The housing grant distribution marks another step toward inclusive urban development. Providing permanent shelter improves living standards and social security. The scheme also generates local employment through construction activity.
As funds reach beneficiary accounts, expectations remain high. Authorities believe PMAY Urban 2.0 will bring lasting change. The program continues to shape the housing landscape of Uttar Pradesh.
